Privacy Policy

Summary

This site provides finance calculators and related educational content. We do not require account creation. Most calculator inputs are processed in your browser to display results. We may use cookies for essential site functionality and, if enabled, for advertising and analytics.

Information we collect

We may collect the following categories of information:

• Basic technical data (e.g., IP address, user agent, approximate location, and timestamps) in server logs.
• Cookie and device identifiers used for site functionality, measurement, and advertising (if enabled).
• Contact information you provide if you email us (your email address and message).

Calculator inputs

Calculator inputs are intended to be processed locally in your browser to compute and display results. Do not enter sensitive personal information you do not want stored on your device or shared with others who use your browser.

Cookies, advertising, and analytics

We may display ads served by third parties (e.g., Google) and may use analytics tools (e.g., Google Analytics). These services can use cookies and similar technologies to measure performance and, depending on your settings and region, to personalize ads or analytics. You can review and change your preferences in our Cookie Notice.

Your choices

You can accept or decline ad personalization in the cookie consent banner or in our Cookie Notice. You can also clear your browser storage and cookies to reset your preference.

CCPA/CPRA (California): "sale" or "sharing"

We do not sell personal information for money in the traditional sense. However, some advertising technology may be considered a "sale" or "sharing" under certain privacy laws. Where applicable, you can opt out by declining optional cookies in our Cookie Notice.

Global Privacy Control (GPC)

If your browser sends a Global Privacy Control signal, we treat it as an opt-out preference for certain advertising uses and aim to request non-personalized ads by default.

Privacy requests

You can contact us at admin@practicalfinancetools.com to request access, deletion, or correction of personal information we may have (for example, emails you sent us). We may need to verify your request before responding.

For California residents, you can also use the "Do Not Sell/Share" link in the footer to opt out of certain advertising uses.

Data retention

We retain server logs for a limited period as needed for security, debugging, and operational purposes. Emails are retained as long as needed to respond and maintain records.

Security

We use reasonable administrative and technical safeguards to protect information we receive. No method of transmission or storage is completely secure, so please avoid sending sensitive data by email.

Children's privacy

This site is intended for a general audience and is not directed to children under 13. We do not knowingly collect personal information from children.

International visitors

If you access the site from outside the United States, your information may be processed on servers located in the United States. By using the site, you consent to this processing.

Changes to this policy

We may update this policy from time to time. The "Last updated" date reflects the latest changes.

Do Not Track

Some browsers offer a "Do Not Track" preference. Because there is no consistent industry standard for how to respond, we do not respond to Do Not Track signals in a uniform way. You can use cookie settings and ad controls to manage preferences.

Links to other sites

Our pages may link to third-party sites for additional information. We do not control those sites and are not responsible for their privacy practices. Please review their policies directly.

Google ad controls

You can manage ad personalization at Google Ad Settings.

Contact

If you have questions about this policy, contact us at admin@practicalfinancetools.com.